There are 2 widely-held myths about parties in college towns everywhere that I regularly have to speak to my tenants about.

#1. THERE IS NO ‘RIGHT TO PARTY.’ A lot of tenants (not just college students) think that as an American citizen, you have a legal right to have parties in your apartment, but that is not true. There is nothing in the Constitution about a ‘right to party.’ It’s not in any state or local law either. Lots of leases contain provisions prohibiting tenants from having parties of any kind on the premises or that limit the number of people who can attend a party or that set limits on the dates and hours of parties. Lease clauses restricting and prohibiting parties are legal and enforceable in every state.

#2. YOUR NEIGHBORS HAVE A LEGAL RIGHT TO GO TO SLEEP AT A REASONABLE HOUR EVERY NIGHT. Disturbing the peace is illegal. You can be cited and fined for it, and in some cases even arrested. You are not being considerate or courteous to your neighbors by telling them in advance that you are going to have a party that will prevent them from sleeping. It is legally useless and could be dangerous for you.

Robbing Bank of America. Simply announcing in advance that you intend to do something that is illegal does not give you the right to do it. For example, it is not O.K. to rob a bank providing that you tell the bank in advance that you intend to rob them. Somebody actually did that here in Berkeley. There used to be a Bank of America on Ashby Avenue across the street from the Ashby BART station, 2 blocks from my house. It was where I did my banking. A man once robbed that bank with a gun. He didn’t wear a mask because he didn’t see any surveillance cameras in the bank, and so he assumed that there weren’t any, but he was wrong. This guy wasn’t very smart and was quickly caught. At his trial, the bank robber compounded his folly by acting as his own lawyer. He thought he had an airtight defense that was going to get him off. The bank robber told the jury that that he mailed a letter to the manager of the bank a week before the robbery stating that he intended to rob the bank. He included the date of his planned robbery in the letter. The manager of the bank testified that he received the letter but did nothing about it. He thought the letter was a practical joke or a fraternity initiation prank. The judge told the jury that simply informing the manager of the bank in advance that the defendant intended to rob the bank was not a defense. The bank robber went to prison. Surprisingly, this happens fairly often – that a criminal informs his victim in advance of the crime that he intends to commit in the belief that by doing so, it will give him some sort of legal cover if he is caught. That doesn’t work. As I often tell people – playing amateur lawyer is dangerous.

The idea that it is O.K. to have a loud party late at night providing that you told the neighbors in advance is an urban legend that gets college students into trouble all the time. Berkeley has one of the toughest noise pollution laws in the United States, and they enforce it. Berkeley policeman have decibel meters in their patrol cars. People having loud parties late at night in Berkeley are regularly issued large fines. Also, it can be dangerous to tell your neighbors in advance about your parties. Some people will interpret your notice as an invitation to come to your party, which can lead to awkward situations. Even worse, dishonest neighbors may come to your party to rob your place. Yes, that does happen.

Bank Fees You Can Avoid.

Banks love to open new accounts for college students. That’s why banks set up tables and booths on campus at the start of the school year with giveaways if you open an account on the spot. Most college students have very little or no experience dealing with banks before going to college, so banks can nail them for fees that older, more experienced customers have learned to avoid. Banks earn billions of dollars a year from these fees. Here are some common bank fees that you can avoid.

Overdraft fees. These can be expensive. They typically run $25 to $35 per check. You can avoid overdraft fees by monitoring your balance with a free smartphone bank app or signing up for email alerts that tell you when you balance is getting low. You should opt out of bank overdraft protection plans that set you up to overdraw on your checking account. If you have more than one account at your bank, like a checking account and a savings account, you can often link them together so that if there isn’t enough money in your checking account to pay a check, money is automatically transferred into your checking account from your savings account, avoiding an overdraft fee.

ATM Withdrawal Fees. These are less expensive, typically $2 or $3 per transaction, but they can add up. You can avoid these fees by using your own bank’s ATM machines or by using your supermarket’s cash-back feature when you pay with a debit card, which at most banks is also your ATM card.

Checking account monthly fees. These typically run $8 to $15 a month. Recurring monthly fees like these can really add up over time. If you are paying your bank a $10 a month account fee, that will cost you almost $500 over 4 years. Some banks offer free checking accounts if you sign up for other bank services, like direct deposit. You can also switch your checking account to a credit union or a branchless online virtual bank where free checking is common.

Check printing fees. Some banks charge $75 for printing checks. A lot of people assume that you have to get your checks printed by the bank where you have your account, but that isn’t true. You can get your checks printed anywhere. Costco has the best deal on check printing. You can get 500 printed-to-order high quality checks from Costco for just $12 to $15 with free shipping. Licensed character checks, like Finding Nemo or Mickey Mouse checks cost $5 more. If you do not have a Costco membership card, you probably know somebody who does. You can order checks from Costco online. You don’t have to go to a Costco store.

Convenience Fees

Beware of Convenience Fees. A lot of colleges allow students to pay their bills with credit cards. Some students get excited when they see credit card logos on their college’s web site payment page – but beware! Many colleges tack on ‘convenience fees’ when you pay them with credit cards. For example, on the U.C. Berkeley payment page, it says that they will accept Master Card and Visa for the payment of room, board, and tuition; but they charge a 2.75% ‘convenience fee’ on all credit card payments. That’s a lot! Think about how much that will cost you in dollars and cents over the time you will be in college. Their ‘convenience fee’ is in addition to the interest that your credit card issuer will charge you. If you can pay your tuition some other way, you should probably do so.
What Is a ‘Convenience Fee’? U.C. Berkeley isn’t the only university that tacks on ‘convenience fees’ when students pay them with credit cards. This is now a common practice at colleges all over the U.S. But just what is a ‘convenience fee’? It has always seemed to me that the term ‘convenience fee’ is a misnomer. After all, a convenience fee isn’t really a fee you pay for your convenience. Most people would find it more convenient to not pay an added fee. What businesses call a convenience fee is really a credit card usage fee, even though few businesses are willing to admit that that is what it is. The term ‘convenience fee’ implies that the fee benefits the person paying the fee, but a convenience fee is always for the benefit of the business (or university) that receives the money. I think it would be more accurate to call a convenience fee an ‘inconvenience fee’.  Hmmmm. I wonder what my tenants would say if I said to them: “Well – I know your lease says that your rent is $1,800 a month, but it would be more convenient – for me – if you made out your monthly rent checks for $2,000.”

The Best College Swimming Pool.

lazyriverThe swimming pool at the RSF (Recreational Sports Facility) on the U.C. Berkeley campus is certainly much better than the average college swimming pool, but it is far from top of the heap. The best college swimming pool in the United States is probably the one at the University of Missouri in Columbia. Below is a photo of the pool’s indoor lazy river, which is lined with palm trees and passes under a waterfall. Students can also join an on-campus, resort-quality beach club called ‘Truman’s Pond,’ named after President Harry Truman, who lived nearby.

Do You Want To Work At Home? Get A College Degree First.

More and more people want to work at home, and it’s easy to see why. Rush hour traffic in the Bay Area is grinding to a crawl. In Los Angeles, it has been that way for decades. On a typical day, it can take an hour or more to drive 20 miles during rush hour on the I-5 in Los Angeles. Many other big American cities have rush hour traffic that is just as bad as L.A. I know people here in Berkeley who spend 3 hours every day driving to and from work. I am glad that I don’t have to do that. I have been working at home for 30 years. If you would like to work at home, get a college degree first. Data released by the Bureau of Labor Statistics last month shows that college-educated workers are more likely to work at home than any other group, aside from the self-employed. The data shows that while only 1 in 20 employees with less than a high school degree work at home, almost 40% of college graduates now work at home on a regular basis. Here are the numbers.
The percent of workers 25 years of age or older who worked at home on an average day in 2012.

Less than high school diploma  5.4%
High school graduate  12.7%
Some college, including associate degree  21.1%
Bachelor’s degree and higher  38.4%

Should College Students Be Allowed To Bring Loaded Guns To Class?

I teach history one day a week at Orinda Intermediate School, and I come unarmed. Teachers in California are not allowed to bring guns into public schools, but teachers in Texas and several other states can bring loaded guns to class. And in some states, college students are also allowed to bring guns to class. A few weeks ago, Liberty University, the largest religiousaffiliated school in the U.S., announced that students can now bring loaded guns into classrooms at the school’s Lynchburg, Virginia campus as long as they have an easy-to-obtain Virginia concealed weapons permit. University staff and visitors may also carry firearms on campus. Liberty joins 25 other colleges in Virginia, Colorado, Utah, and Michigan that allow staff and students  to carry concealed firearms on campus. Liberty University is a Christian institution founded by television evangelist Jerry Falwell. Liberty University students are STILL prohibited from watching R-rated movies, listening to ‘un-Godly music’, dancing, kissing, or staying in a motel room with a member of the opposite sex, as outlined in the school’s student handbook. Doing any of these things can result in disciplinary action, including expulsion from the university.

The University of California does not allow students to bring guns to class, but Cal students are allowed to dance, kiss, and watch R-rated movies. Furthermore, I am reliably informed that Cal students have been known to stay in motel rooms with members of the opposite sex. Anyway, that’s the rumor.